Your money, working for itself.
Personal finance that grows into business finance when you need it, and trading when you are ready. Three pillars, your tempo, no plan switches.
One brain. Three rooms. They open when you need them.
From day one. The default.
Your accounts. Your money. Classified, categorized, watched. Daily-projected to the year you want.
When a side hustle starts paying.
The moment Nesta sees income flowing into a business, it separates the business books cleanly from personal — no setup, no plan switch.
Your Steward, your guardrails.
An AI portfolio manager that runs the account within the limits you set. Only unlocks by your judgment, when your savings, runway, and risk tolerance say it can.
Your AI portfolio manager. Real account. Real numbers. Real conversation.
I'm Steward — your AI portfolio manager here at Nesta. I manage your live trading account on Alpaca, set risk guardrails, execute trades within your risk tolerance, and keep you informed on what's happening with your portfolio and plans.
You're running a daily income strategy targeting a daily P&L goal with a hard stop at your max daily loss. I deploy AI agents — momentum swing trades, covered calls, tactical positioning — to find and execute those opportunities, and I keep protective stop-losses in place so losses stay contained.
I also have full visibility into your positions, cash, active plans, and market conditions — so when you ask about anything in your portfolio or how a strategy works, I can answer directly from what I'm seeing in real time.
What can I help you with today?
Your Steward learns your account, your strategies, and your guardrails. It only acts within the limits you set, on a brokerage account you own. You can always step in.
Four things you stop thinking about.
- Adding accounts is a paperwork tax — Nesta auto-categorizes from day one.
- Tax season blindsides you — Nesta surfaces deductions as they happen, year-round.
- "Am I saving enough?" — Nesta shows your projected annual on the dashboard, updated daily.
- Switching apps for a side hustle — the Business pillar activates when income starts flowing.
Four steps. No spreadsheet, no Sunday-night cleanup.
Connect
Read-only Plaid tokens. We never see passwords, never move money.Watch
Every transaction is classified the moment it lands. No batch jobs, no Sunday-night cleanup.Surface
Tax deductions, account drift, goal pacing, anomalies — surfaced as they happen, in plain language.Activate
When you start a side hustle, Business activates. When your foundation supports it, Trading unlocks. You decide.
Read-only by construction. Tenant-isolated by schema. Auditable by default.
Read-only bank access
Plaid tokens that physically cannot transfer funds. We never see your passwords or account numbers.
Per-tenant database boundaries
Your data lives behind row-level isolation. No cross-customer queries. No casual review.
Every action is logged
Audit trail on every classification, every category change, every model-assisted suggestion.
What people ask first.
Can Nesta move my money?
No. Read-only access only. Nesta cannot transfer funds, pay bills, or open accounts. Anything that moves your money happens through your bank, with you in control.
Do I need a business to use Nesta?
No. Start with Personal. When you add a side hustle or business, the Business pillar activates automatically.
Is the Trading pillar for everyone?
No. It only unlocks when your foundation supports it — by your own judgment. We never push.
How is my data isolated?
Per-tenant database boundaries. No cross-customer queries. No casual review. Read the full trust page for technical detail.